According To The Glasgow Evening Times
According To The Glasgow Evening Times
According to the Glasgow Evening Times, some 205 Strathclyde drivers were stopped by officials in the region as part of the initiative. However, any three-point licence deduction or fixed penalty fine arising from a crackdown is still likely to compromise van insurance policies, as insurance providers could consider those with a poor road history a risk.
The fact that driving without insurance is considered a crime and has become an endorsable offence with the offence code CU80, insurers will probably take account of it when calculating premiums, AA Insurance warned. As a result, van drivers should be aware that an endorsement is likely to attract a premium increase of around £60 which will remain for three years. While some insurers may ignore a first offence, as they may for a speeding endorsement, they are likely to significantly increase premiums for a second offence.
Recently, AA Insurance surveyed 200 commercial van insurance customers in the UK and found that 59% believe their business would suffer from the loss of their van, while nearly one-quarter said they would lose money. The study also found that 35% of commercial van drivers are women.